member cost sharing
mbr_cst_shrDefinition
ISO-11179 Definition
The total out-of-pocket cost obligation a health plan member is responsible for paying for covered healthcare services, encompassing all forms of cost sharing including deductibles, copayments, and coinsurance. Member cost sharing is a core benefit design element that affects healthcare utilization patterns, member financial burden, and plan actuarial value calculations under ACA metal tier requirements. CMS sets maximum out-of-pocket limits for Medicare Advantage plans annually.
Healthcare data teams build cost sharing accumulator pipelines that track deductible, copay, and coinsurance payments chronologically throughout the plan year to determine member liability at each point of service and identify when members reach their out-of-pocket maximum.
Standard Abbreviation
mbr_cst_shr
Category
Production DDL — DIM_MEMBER
CREATE OR REPLACE TABLE DIM_MEMBER (
mbr_key INTEGER NOT NULL -- surrogate key,
mbr_id VARCHAR(50) NOT NULL -- member identifier,
mbr_first_nm VARCHAR(100) -- first name,
mbr_last_nm VARCHAR(100) -- last name,
mbr_birth_dt DATE -- date of birth,
mbr_gndr_cd CHAR(1) -- gender code M/F/U,
mbr_age SMALLINT -- age in years,
mbr_state_cd CHAR(2) -- state code,
mbr_zip_cd VARCHAR(10) -- zip code,
mbr_elig_ind BOOLEAN -- eligibility indicator,
mbr_enrl_dt DATE -- enrollment date,
mbr_term_dt DATE -- termination date,
mbr_plan_cd VARCHAR(20) -- plan code,
mbr_dual_elig_cd VARCHAR(10) -- dual eligibility code,
load_dt TIMESTAMP_NTZ NOT NULL -- load timestamp
);
Standard Snowflake DDL for the canonical member table. Convert to BigQuery or Databricks →
Why This Term Matters
Member and enrollment data governs who receives care and who pays for it — making it foundational to every downstream healthcare analytics workflow. Data engineers who understand member terminology build eligibility pipelines that prevent coverage gaps, correctly identify dual-eligible members, and support accurate risk adjustment submissions to CMS. Enrollment errors directly affect capitation payments and can trigger CMS corrective action plans.
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