Banking & Finance Standards

US information return for various types of income

Employer-sponsored retirement savings plan

Insurance paying for accidental death or serious injury

Professional analyzing financial risks

Refundable portion of child tax credit

Gross income minus adjustments to income

US healthcare reform law expanding insurance coverage

Debt issued by government-sponsored enterprise

Automated trading using computer algorithms

Excess return of investment relative to benchmark

Parallel tax system ensuring minimum tax payment

Non-exchange trading venue for securities

Routing number used to identify financial institutions in the US

US certificate representing foreign shares

Annual rate charged for borrowing or earned through investment

Rate of return earned on investment over one year with compounding

Insurance product providing series of payments

Laws and regulations designed to prevent illegal income disguising

Software intermediary allowing applications to communicate

Exploiting price differences in different markets

Lowest price seller willing to accept

Security backed by financial assets

Selling shares at current market price

Maximum shares company can issue

Insurance covering vehicle damage and liability

Electronic network for financial transactions in the United States

Electronic banking outlet for transactions

Futures price lower than expected spot price

Code used to identify banks in international transactions

US law requiring financial institutions to assist in detecting money laundering

International financial institution serving central banks

Life insurance owned by bank on key employees

Legal process for inability to repay debts

International regulatory framework for banks

Market condition with falling prices

Person receiving benefits from policy or account

Measure of stock volatility relative to market

Highest price buyer willing to pay

Difference between bid and ask prices

Identity verification using biological characteristics

First and most well-known cryptocurrency

Mathematical model for pricing options

Large transaction of securities

Distributed ledger technology for secure transactions

Stock of large well-established company

Debt security obligating issuer to pay principal and interest

Measure of curvature in bond price-yield relationship

Measure of bond price sensitivity to interest rates

Process of generating demand for shares in offering

Market condition with rising prices

Process of determining economic value of business

Payment method allowing deferred payment

Interest rate for very short-term loans

Right to buy asset at specified price

Measure of bank capital relative to risk-weighted assets

Model describing relationship between risk and expected return

Measures limiting flow of foreign capital

Ratio measuring ability to meet financial obligations

Large-scale exodus of assets from country

Profit from sale of asset

Loss from sale of asset

Insurance company owned by insured

Theft of card information using device

Security code on payment card

Borrowing low-interest currency to invest in high-interest currency

Check issued and guaranteed by bank

Time deposit with fixed interest rate and maturity

Check guaranteed by bank

New bank challenging traditional banks

Reorganization bankruptcy for businesses

Repayment plan bankruptcy for individuals

Liquidation bankruptcy for individuals and businesses

Return of funds to consumer for disputed transaction

Deposit account for everyday transactions

Tax credit for qualifying dependent children

Excessive trading to generate commissions

Trading halt mechanism during market volatility

Contractual provision requiring return of benefits

International central securities depository

Full vesting after specific period

Percentage of costs paid after deductible

Structured financial product backed by debt pool

Security backed by pool of loans

Auto insurance covering vehicle damage from collision

Measure of insurance profitability

Security backed by commercial mortgages

Basic good used in commerce

US agency regulating futures and options markets

Core measure of bank financial strength

Global standard for automatic exchange of financial account information

Security representing ownership in corporation

Valuation method comparing similar companies

Auto insurance for non-collision damage

Expected loss exceeding VaR threshold

Insurance for condo unit owners

Legal arrangement managing another's financial affairs

Law allowing continuation of health insurance after job loss

US agency protecting consumers in financial sector

Measure of average change in consumer prices

Payment without physical contact using NFC

Futures price higher than expected spot price

Security convertible into another form

Fixed amount paid for medical service

Debt security issued by corporation

Life insurance owned by corporation on employees

Original value of asset for tax purposes

Interest rate paid by bond

Failure to meet debt obligations

Derivative transferring credit risk

Assessment of creditworthiness of borrower

Numerical expression of creditworthiness

Insurance paying lump sum for specified illness

Exchange rate between two currencies via third currency

Raising funds from large number of people

Digital currency using cryptography for security

Platform for trading cryptocurrencies

Deliberate downward adjustment of currency value

Fixed exchange rate between two currencies

Deliberate upward adjustment of currency value

Report filed for cash transactions exceeding $10000

Record of country trade in goods services and transfers

Annual income divided by current bond price

Financial institution holding securities for safekeeping

Process of identifying and verifying customer information

Private exchange for trading securities

Private exchange for institutional trading

Measure of cash flow available to pay current debt obligations

Measure of financial leverage comparing debt to equity

Percentage of gross monthly income going to debt payments

Application running on blockchain network

Organization governed by smart contracts

Financial services using blockchain without intermediaries

General decrease in price levels

Reducing financial leverage by paying down debt

Rate of change in option price relative to asset price

Account allowing withdrawal without notice

US central securities depository

Bank operating exclusively online

Software for storing cryptocurrency keys

Share issuance reducing existing ownership percentage

Automatic withdrawal from bank account

Electronic payment directly into bank account

Liability insurance for company leadership

Insurance replacing income when unable to work

Valuation method using future cash flows

Distribution of earnings to shareholders

Percentage of earnings paid as dividends

Dividend per share divided by stock price

Medical order not to perform CPR

US financial reform legislation following 2008 crisis

Investigation or audit of potential investment

Refundable tax credit for low to moderate income workers

Measure of company operating performance

Measure of firm profitability excluding interest and tax expenses

Portion of company profit allocated to each share of common stock

Insurance covering earthquake damage

Severe and prolonged economic downturn

Significant decline in economic activity

Interest rate adjusted for compounding over a given period

Electronic transfer of money

Right to buy company stock at set price

Retirement plan investing in employer stock

Additional verification for high-risk customers

Criteria for evaluating company sustainability and ethics

Raising capital by selling equity online

Professional liability insurance

Preparation for transfer of wealth after death

Tax on deceased person's estate

Blockchain platform with smart contract functionality

Bond issued in currency different from issuer country

International central securities depository

US dollars deposited in banks outside United States

Global standard for chip card payments

Central bank for the eurozone

Date after which stock trades without dividend

Reinsurance covering losses above threshold

Value of one currency in terms of another

Investment fund traded on stock exchanges

Unsecured debt security tracking index

Person administering deceased's estate

Date when derivative contract expires

Most widely used credit score model

US government agency that insures bank deposits

Interest rate Federal Reserve charges commercial banks for loans

Interest rate at which banks lend reserve balances overnight

Government-sponsored enterprise buying mortgages

US agency insuring mortgages for low-income borrowers

US payroll tax funding Social Security and Medicare

Government-sponsored enterprise buying mortgages

Branch of Federal Reserve determining monetary policy

Central banking system of the United States

US payroll tax funding unemployment compensation

Legal obligation to act in another's best interest

UK financial regulatory body

US self-regulatory organization for broker-dealers

Use of borrowed money to increase investment

Technology improving financial services

Government spending and tax policies

Credit rating agency

Rapid market decline and recovery

Tax-advantaged account for healthcare and dependent care

Insurance specifically covering flood damage

Issuance of additional shares after IPO

Legal process to take property when loan defaults

US law requiring foreign financial institutions to report US account holders

Global market for trading currencies

Annual report filed with SEC

Quarterly report filed with SEC

Report of material events filed with SEC

Initial registration statement for new securities

Customized derivative for future transaction

Shares available for public trading

Unethical trading ahead of client orders

Standardized derivative for future transaction

Exchange trading standardized futures contracts

Rate of change in delta

Standard accounting framework

Tax on transfers to beneficiaries more than one generation removed

Tax on transfer of property by gift

Certificate representing shares in foreign company

Substantial benefits for executives upon termination

Government corporation guaranteeing mortgage securities

Time allowed for payment without penalty

Gradual vesting over time

Bond financing environmentally beneficial projects

Underwriter option to sell additional shares

Total value of goods and services produced in country

Total value of goods produced by country residents

Insurance covering difference between car value and loan

Legal relationship for care of incapacitated person

Employer-funded account for medical expenses

Tax-advantaged account for medical expenses

Person authorized to make medical decisions

Alternative investment using pooled funds and diverse strategies

Strategy to offset potential losses

Algorithmic trading using powerful computers

Revolving credit line secured by home equity

Fixed loan secured by home equity

Insurance covering home and property damage

Funds moving between markets seeking short-term gains

Presentations to potential investors before IPO

Offering shares below market value

Fraudulent use of another person's identity

Market forecast of likely price movement

Option with intrinsic value

Tax-advantaged employee stock option

Insurance claims occurred but not yet reported

Tax-advantaged retirement savings account

General increase in prices reducing purchasing power

Tax on assets received from deceased

Fundraising method using cryptocurrency tokens

First sale of stock by company to public

Trading based on non-public material information

Request to insurance company for payment

Amount paid before insurance coverage begins

Amendment to insurance policy

Technology innovation in insurance industry

Interest rate for loans between banks

Derivative exchanging interest rate cash flows

Metric used to estimate profitability of potential investments

International standard for identifying bank accounts across borders

International accounting standards

International organization promoting global monetary cooperation

Yield curve where short-term rates exceed long-term rates

Credit rating indicating low default risk

Trust that cannot be easily modified

Eligible expenses reducing taxable income

High-yield bond with high default risk

Life insurance on essential employee

Process of verifying the identity of clients to prevent fraud and money laundering

Legal document directing estate distribution

Multiple orders creating false market depth

Statistics predicting future economic activity

Acquisition of company using significant borrowed money

Insurance protecting against claims from injuries or damage

Insurance paying benefit upon death of insured

Trust created during trustor's lifetime

Document specifying medical treatment preferences

Ratio of loan amount to appraised value of asset

Time when insiders cannot sell shares after IPO

Benchmark interest rate at which banks lend to each other

Profit from asset held more than one year

Insurance for extended inability to work

Ratio of losses to premiums

Funds set aside for future insurance claims

Professional liability insurance for medical providers

Purchase of company by existing management team

Brokerage account allowing borrowing to buy securities

Demand to deposit additional money or securities

Total value of company outstanding shares

Decline of 10% or more from recent peak

Ease of buying or selling assets without price impact

Firm providing liquidity by buying and selling securities

Artificial inflation or deflation of security prices

Statistical measure of price fluctuations

EU legislation regulating investment services

Publicly traded limited partnership

Date when bond principal is due

US health program for people with limited income

US federal health insurance for people 65 and older

Consolidation of companies through various financial transactions

Banking service accessed via mobile device

Central bank actions controlling money supply

Savings account with higher interest and restrictions

Payment order for specific amount

Credit rating agency

Loan secured by real property

Investment secured by pool of mortgages

Security requiring multiple verification forms

Debt security issued by state or local government

Investment vehicle pooling money from multiple investors

US government agency regulating and insuring credit unions

Wireless technology for contactless payments

Digital-only bank without physical branches

Difference between present value of cash inflows and outflows

Contract restricting employment after leaving company

Contract prohibiting sharing confidential information

Unique digital asset representing ownership

Employee stock option without tax advantages

Insufficient money in account to cover transaction

US Treasury department administering economic sanctions

US agency supervising national banks

System allowing third-party access to financial data

Measures of option price sensitivity

Price paid for options contract

Derivative giving right to buy or sell asset

Option with no intrinsic value

Maximum amount paid before insurance covers all

Shares currently held by investors

Option to sell additional shares in offering

Deficit in bank account from withdrawals exceeding balance

Creating appearance of trading activity

Face value of bond

Security standards for card payment processing

Process of transmitting and reconciling payment orders

Deliberate deception for financial gain

EU regulation requiring open banking

Final transfer of funds completing transaction

Technology improving payment systems

Replacing sensitive data with unique identifier

Lending directly between individuals without intermediary

Low-priced stock of small company

Retirement plan providing regular payments

Smallest price move in currency trading

Secret numeric password for authentication

Auto insurance covering medical expenses regardless of fault

Fraudulent attempt to obtain sensitive information

Location where sales transaction occurs

Condition or circumstance not covered by insurance

Termination of policy due to non-payment

Restoration of lapsed insurance policy

Individual with prominent public function who may present higher risk

Fraudulent investment paying returns from new investors

Legal authorization to act on another's behalf

Valuation using prices paid in past transactions

Stock with priority over common stock for dividends

Stock valuation measure adjusted for earnings growth

Ratio comparing stock price to book value per share

Ratio of company share price to earnings per share

Interest rate banks charge their most creditworthy customers

Investment in private companies not listed on exchanges

Legal process of administering deceased's estate

Measure of average change in producer selling prices

Insurance protecting property and liability

Document describing investment offering

Document disclosing information for shareholder voting

UK regulator for banks and insurers

Scheme artificially inflating stock price

Economic indicator of manufacturing sector health

Right to sell asset at specified price

Unsustainable business model recruiting participants

Monetary policy increasing money supply to stimulate economy

Monetary policy reducing money supply

Matrix barcode used for payments and information

Time before IPO with limited communication

Reinsurance sharing fixed percentage of all policies

Company owning income-producing real estate

Property owned by lender after foreclosure

Preliminary prospectus filed with SEC

Tax credit resulting in refund if exceeding tax owed

Rule requiring equal disclosure to all investors

SEC regulation governing short selling

Framework allowing testing of innovations

Technology facilitating regulatory compliance

Insurance for insurance companies

Money sent from abroad typically by workers

Insurance for tenant's personal property

Short-term borrowing using securities as collateral

Security backed by residential mortgages

Company shares given to employee with restrictions

Reinsurance of reinsurance

Measure of how profitable company is relative to total assets

Measure of profitability relative to shareholders equity

Measure of profitability relative to investment cost

Check not honored due to insufficient funds

Opposite side of repo transaction

Consolidation of shares into fewer shares

Trust that can be modified or terminated

Sensitivity of option price to interest rate changes

Bank assets weighted by credit risk

Automated investment management service

Retirement account with tax-free withdrawals

Required disclosure to Securities and Exchange Commission

Deposit account earning interest

US government bond sold to individuals

Retirement plan for small businesses

US tax form for partnership income

Issuance of new stock after IPO

Benchmark interest rate replacing LIBOR

Central facility holding securities

US non-profit protecting investors if brokerage fails

US agency enforcing securities laws

Offering of tokenized securities

Setting aside funds to cover potential losses

Benefits provided to employee upon termination

Company purchasing its own shares

Reduction in ownership percentage from new shares

Ownership interest in company after liabilities

Measure of risk-adjusted return

Sale of property for less than mortgage owed

Selling borrowed securities expecting price decline

Profit from asset held less than one year

Insurance for temporary inability to work

Retirement plan for self-employed and small business

Payment integration initiative for euro transactions

Self-executing contract with terms in code

US federal program providing retirement and disability benefits

US program for disabled workers

Investment strategy considering social and environmental good

Global messaging network for secure financial transactions between banks

Risk-adjusted return focusing on downside deviation

Shell company raising capital to acquire private company

Placing orders intended to be cancelled to manipulate prices

Current market price for immediate delivery

Cryptocurrency pegged to stable asset like USD

Inflation combined with stagnant economic growth

Fixed dollar amount reducing taxable income

Credit rating agency and index provider

Instruction to make regular fixed payments

Accounting principles for insurance companies

Asset value reset to market value at inheritance

Division of existing shares into multiple shares

Right to purchase shares at specific price

Instruction to bank not to honor check

Price at which option can be exercised

Islamic bond complying with Sharia law

Additional insurance beyond primary coverage

US program for aged blind and disabled with limited income

Report filed when suspicious financial activity is detected

Amount reducing tax owed dollar-for-dollar

Selling investments at loss to offset gains

Life insurance for specific period

Trust created through will

Rate of option value decline over time

Core capital including equity and disclosed reserves

Supplementary bank capital including subordinated debt

Account with fixed term before withdrawal

Insurance protecting against property title defects

Difference between exports and imports

Settlement occurring two business days after trade

Number of shares or contracts traded

Prepaid fixed-amount check for travelers

Short-term US government debt security

Long-term debt security issued by US government

US government bonds indexed to inflation

Medium-term US government debt security

Previously outstanding stock repurchased by company

US program to strengthen financial sector during crisis

Legal arrangement holding assets for beneficiaries

Person managing assets on behalf of beneficiary

Security process requiring two verification methods

Natural person who ultimately owns or controls a legal entity

Extra liability insurance beyond other policies

Coverage when other driver has insufficient insurance

EU regulatory framework for investment funds

Process of evaluating risk for insurance or loan

Percentage of labor force without jobs

Coverage for accidents with uninsured drivers

Protection when hit by uninsured driver

Collective investment pooling investor funds

Flexible premium permanent life insurance

Regulation restricting short selling

Statistical measure of potential loss in portfolio

Sensitivity of option price to volatility changes

Financing provided to startup companies with growth potential

Right that cannot be taken away

Employee right to employer contributions over time

US agency guaranteeing mortgages for veterans

US regulation restricting banks from proprietary trading

US wage and tax statement

US employee withholding certificate

Selling and repurchasing same security within 30 days

Simultaneously buying and selling same security

Average rate company pays to finance its assets

Permanent life insurance with cash value

Electronic transfer of funds

Insurance providing wage replacement for injured workers

International financial institution providing loans to developing countries

Graph showing yields of bonds with different maturities

Total return anticipated on bond held to maturity

Bond paying no interest until maturity